11 + 1 Monthly Deposit Plan
- Deposit a fixed amount (minimum ₹3,000) for 11 consecutive months.
- Sahoo Jewellers pays the 12th installment as a 100% free bonus.
- Purchase pure gold jewellery worth 12 months’ value upon maturity.
Dhanalaxmi Gold Investment Scheme
Gold accumulation with making savings
This plan helps you accumulate pure gold gram-by-gram every month while safeguarding your investment against rising gold rates. Redeem your accumulated gold at maturity and enjoy making-charge discounts—up to 100% off (zero making)—on eligible jewellery.
Making Charge Discount Plan
- Minimum starting amount ₹3,000 onwards per month.
- Every monthly installment converts immediately into pure gold grams at that day’s live gold rate.
- Lock in gold weight monthly and stay protected from market price hikes.
- Redeem against 100% BIS Hallmarked 916 gold jewellery with HUID trust.
- Up to 70% off making charges on 12-month plans, and 100% zero making charges on 24-month plans.
What members should know
- Monthly installments (minimum ₹3,000) must be deposited on or before the due date each month.
- Accumulated gold weight or value can only be redeemed for gold jewellery upon maturity. Cash refunds are not permitted.
- Valid government ID proof is required at enrollment and redemption. A nominee may be registered for unforeseen circumstances.
- Applicable GST and statutory taxes at the time of final purchase are borne by the customer.
- Disputes are subject to the jurisdiction of competent courts in Khordha, Odisha.
Read full terms & conditions · Cancellation policy · Refund policy